malware exploit

In regard to last week's article on the Spectre and Meltdown CPU exploits, which affects 100% of all computers made since 1995, user 'rep' had the following question to ask: " Dear Dennis, [Being that this is a hardware exploit], am I right in ... thinking that any passwords, etc, which are stored in the CPU's memory are lost when the computer is shut down? If so, could I simply shut off the computer and reload it every time I want to use Internet banking and would that keep me safe from these exploits? " My response: I posted my original response in the comments section of Friday's article, but ... (view more)